Home Equity Line of Credit

Need a line of credit? Your home's got you covered.

If it is flexibility you want, a CitiMortgage Home Equity Line of Credit is the product for you.

This product was established for people who want to easily access the cash in their home on their terms.

CitiMortgage’s Line of Credit gives you flexibility to:

	•	Pay for only what you ever end up using.
	•	Pay as little as interest only for the first 10 years.
	•	Access the cash you need, whenever you may need it.

How it Works
Our line has a 10-year access period in which we will provide you a checkbook to draw against your account at your discretion.  With this feature you can use some of the money today, some in a few months, and some more a year from now.  No need to refinance again to get more cash if the need ever arises.

At the end of the 10-year draw period, we’ll structure a 20-year payback term for whatever balance is outstanding.

This product offers a highly competitive variable rate which changes along with the Prime Index market rate.

To Apply for a Home Equity Line of Credit, click here.

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